—Showing Compassion in Chicago
“It also only matters who the owner is, not who is living in the unit. It is difficult to determine your past relationship with the individual owner or his payment history, whether you needed to do any type of collection. He could still be tied up in a court matter but you can proceed against the owner separately or it could be as easy as the bank already in title and a letter, even though the owner has not moved, directing them where assessment payments are to be made.
“Any claim for past due assessments is accounted for up to 6 months and fees and costs at time of sale when it has been sold to a third party. An owner after a confirmed sale will receive a 30 day notice to vacate and this is whether to a third party seller or the lender. You would know this as you would need to provide documents for the sale. A lender receives documents by court order. It could be more complicated based on the actual facts or the recourse at this point may be limited. Without knowing certain other important operative facts and with the tricky interplay of assessment collections and foreclosure it is difficult to give a clearer response to your questions.
“Again, without exact facts, none of this information should be taken as legal advice and you should consult an attorney in the field who can help you assess your particular factual situation.”